VISA just introduced Intelligent Commerce, enabling AI to shop and pay on consumers’ behalf through partnerships with Anthropic, OpenAI, and others.
Intelligent Commerce uses AI-ready cards with tokenized credentials and use-set preferences to let AI agents find and buy items without exposing card data.
It will create personalized shopping recommendations.
Mastercard is introducing ‘Agent Pay’ to embed payments into AI conversations.
Mastercard’s ‘Agent Pay’ is similar to Intelligent Commerce enabling easy payment experiences when interacting with AI agents to explore and shop products.
This is a big advantage for eCommerce and AI integration with payment rails being aided by the credit cards.
It allows AI agents to purchase items directly for users instead of just finding and recommending.
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